Data and Data Cleaning             A lot of peer-to-peer lending groups have trouble when it comes to loan disbursement. One is never sure whether the variables you take into account are enough. In the pursuit of finding data, I found that there exists a wide array of variables. There exist datasets online that have up to 150 trainable variables. In the modern world, data is changing everything. Did you know that it is now more valuable than gold? In fact, the most famous place to find loan data, The Lending Club, just stopped making their data open-source. They realized just how valuable it was. Up to 2018, it was easy to find these datasets. However, now, you have to pay money to gain access. However, the model we want to come up with can learn with what is available. The main objective of this project is to find a better way to assess someone’s loan default risk. Traditional methods included looking at someone’s income or the assets they own. In the modern world, this is not enough to prove that…

King Alexander When Alexander was king, we have never lost any battle.  The Macedonians attacking the Persians and their king Darius was because of their invasion in the 5th century and the fact that they planned to make us drink our own blood. Which meant killing us and driving us out of Asia minor.  We also fought Greek mercenaries who were campaigning against Darius.  Ironically, this city was known as Sparta; they had once lost their king together with 300 warriors in the battle of Thermopylae in an attempted Persian invasion, seeking help in their efforts to overthrow Alexander. However,  our troops, especially those stationed in Asian minors, were well organized, trained, and patriotic to our own territory. Agis, the king of Sparta, collaborated with Persians to have the Phalasarana harbor fortified. Alexander was made to believe that he was born through a divine birth. Nothing ever discouraged this belief. However, his personality was a great paradox. He was of great charisms, but his character was full of contradictions. However, he knew how to motivate his army to achieve what…

Research Methods Analysis   This literature demonstrated various gaps, the context of which the study should be considered. One is that this study’s results cannot be used to generalize due to the method of participant recruitment utilized. For instance, the men identified outside the venue could not fit in the criteria for generalization. Therefore, the data did not account for the likelihood of being selected for men who attend the venues.  Additionally, this study’s data was subject to recall or social desirability bias since it was based on self-report data. Furthermore, the study results were subject to recording errors by the interviewers, thus leaving a significant gap in the literature despite the highly trained interviewers. Moreover, the noted increase in the use of PrEP drugs may be a reflection of administration projects which have been launched within the time of the study, and not an indicator of changed interviewee attitude. Q.2 This study’s internal validity was high as a result of there being one independent variable in this study; the use of pre-exposure prophylaxis among men who have sex with…

  Listening Styles Listening styles are the various styles one employs when listening to something being said. The listening styles vary depending on the type of information one is listening to or the information being passed. In this essay, we shall reflect on the different types of listening styles available. How well they have worked with me or if they need improvement and finally identify when the styles were effective or ineffective for me and why. Listening Styles Informational Listening Informational listening is the type of listening style where one listens to learn. The listening style is mostly applied in schools and at work where people have to keep learning more. Apart from schools and work, even in our daily routine tasks, we listen to learn, for example, when watching the news, when being told about a recipe, or how to solve a problem in your car or computer. Most of the listening styles are active, but it is less active for informational listening since we just listened to learn not to analyze or criticize. When informational listening is done…

Name Professor Unit Date   Study Guide Introduction Impulse-Control Disorder is a condition where a person has trouble controlling their behaviors and emotions. The primary topics in these exams include impulsivity, Disruptive Impulsivity-control, and conduct disorder, Personality Dimensions, IED, and Kleptomania. IED In full, it is Intermittent Explosive Disorder. This topic covers the disability of a person to repel violent impulses. However, depression, anxiety, and substance abuse. Calculation of lifetime means attacks are clearly explained. ASPD It consists of Etiology, correlations, predictions, and treatment. Predictions are vital as it includes foreseeing the conditions. Therefore, as a Student, we should major in these three major parts of impulse-control disorder. DCM5 This topic deals with emotions. People should have specific feelings and emotions. Lack of prosocial emotions will directly lead to impulse control disorder. These emotions consist of a lack of guilt and empathy and low effect. CD Mainly deals with the ways of controlling our emotions. Our emotions can turn and become a disorder when we do not control them. Therefore, we should know the steps of prediction and treatments. Kleptomania…

      Stretching Routine Name Course Tutor Date                   Stretching Routine Introduction The stretch routine is designed to last for 15 minutes. Since the routine will be a full-body one, every single stretch will last for 20-30 seconds. The stretching commences with standing ones, then proceeding to the seated and finishes off with the ones carried out while lying down. Chest Opening (Standing) This stretching involves having both hands clasped behind the body around the butt area while standing straight. In order to feel the stretch, gently roll the shoulders back and maintain the position for 20 to 30 seconds. The movement targets areas such as the deltoid muscles as well as the biceps. Hamstring stretch (standing) Again in this stretch, you begin from a standing position then have the two ankles crossed against each other. While keeping the back knee straight and stationery, gently bend the front one while at the same time rolling your body forward and maintain for 20 to 30 seconds. Release yourself and get back to…

How stress affects our bodies, causes and solutions of stress. Summary Stress is the state of feeling emotional tension. It is normally from thoughts or out of frustration, nervousness and anger. Stress makes people change their behaviour. If not properly managed, stress can lead to health problems such as diabetes, high blood pressure, among others. Identifying stress symptoms in advance help prevent more complications associated with severe stress. Stress makes one lose weight, become thinner within a short period and may lead to depression. Stress can be avoided by avoiding the main causes and engaging in other activities that take away memories that create stress. That hasn’t been clearly captured in researches. Stress has many effects on body functions (Yaribeygi, Habib, et al., 1057). I will evaluate the causes of stress and relate them to the findings of (Baligar, 612). Stress has its solutions or management; if followed, there can be proper management (Martin, Lily, et al., 28).   Work Cited Yaribeygi, Habib, et al. “The impact of stress on body function: A review.” EXCLI journal 16 (2017): 1057. Baligar, M. P.…

Strategies Customers are the key drivers of business success. With the current technological advancement, the business has taken a step further to ensure that they are up to date. In particular, retailers have taken their business online as a way to meet customers’ needs at the comfort of their homes. A customer needs to go and sign up in online platform and place orders, and then the delivery is made to them. However, at the point of signing up to a particular online shopping platform, the details of the customers are left with the owners of the media. Due to the high rise in the number of cybersecurity threats, the retailers are task with the responsibilities of ensuring that the customer’s information is maintained confidential. As such, most online retailers have devised various strategies to protect their customers. The first strategy is the use of a strong password. Online retailers demand that a customer provide a strong password at the point of signing up to the platform. A Strong password is the one with a combination of alphabets, symbols and…

Customers are the key drivers of business success. With the current technological advancement, the business has taken a step further to ensure that they are up to date. In particular, retailers have taken their business online as a way to meet customers’ needs at the comfort of their homes. A customer needs to go and sign up in online platform and place orders, and then the delivery is made to them. However, at the point of signing up to a particular online shopping platform, the details of the customers are left with the owners of the media. Due to the high rise in the number of cybersecurity threats, the retailers are task with the responsibilities of ensuring that the customer’s information is maintained confidential. As such, most online retailers have devised various strategies to protect their customers. The first strategy is the use of a strong password. Online retailers demand that a customer provide a strong password at the point of signing up to the platform. A Strong password is the one with a combination of alphabets, symbols and numerals.…

  Life in Thirteen Colonies             Initially, the United States of America comprised thirteen states that had been colonies in Britain till 1776 when independence was declared and confirmed in 1783 by the Treaty of Paris. The Thirteen colonies are also called Thirteen American Colonies or the Thirteen British Colonies. They comprise Rhode Island and Providence Plantations, Massachusetts, New York, Connecticut, Delaware, Pennsylvania, Virginia, Maryland, Georgia, South Carolina, North Carolina, New Jersey, and New Hampshire[1]. These colonies had very similar constitutional, political, life, religion, and legal systems controlled by protestant English-Speakers. The New England states (Rhode Island, Connecticut, Massachusetts, and New Hampshire) were established mainly for religious beliefs. In contrast, the other colonies were established for economic and business expansion[2]. In the New World, all the thirteen colonies were possession parts of Britain, which also comprised colonies in the Caribbean, Florida, and Canada. Between 1675 and 1775, the colonial population raised from about 2500 to 2.5 million, shifting Native Americans[3]. This population comprised colonized people to a slavery system allowed in all the colonies before the American Revolutionary War[4]. In…