Time Value of Money Student name Institution affiliation Instructor name Course name Date     The value of $100 in the future equals $ 9.23 today, presuming that the discount rate is 10% since the discount factor of 10% in 25 years is 0.0923. These are the same as giving someone $9.23 today in the form of savings that is compounded annually with a 10% interest rate for 25 years or giving the same person $ 100 after 25 years, Either way, the total amounts to $100—thus implying that $9.23 today is equivalent to $100 in 25 years. When the payment period is increased, the present value decreases since the current value of money is inversely proportional to the length of payment time given. The higher the interest rates, the lower the present value and the higher the future value (Nguyễn 2020). Therefore, if the going rate of saving certificate increases above 10%, the future value of the certificate would rise above $100 since the interest rates are directly proportional to the prospective amount. This scenario is…

Nursing Shortage According to the World Health Organization, fifty seven countries faces severe challenge of nurse shortages to an extent of compromising the delivery of nurse care (WHO, 2006). This is attributed to market forces and health systems that fail in their attempts to retain practicing nurses are the main cause of escalating universe shortages of the nurses (WHO, 2006). Additionally, the nursing labor force is ageing cause the baby boomer workforce to reach the retirement age very fast.  Though this is a global issue of concern, it has grilled New Zealand prompting the country to conduct various research focusing on generational issues in retaining and recruitment of nurses. According to the report by New Zealand councils of nurses, a shocking revelation revealed that out of forty seven thousand, seven hundred and fifty one registered nurses, forty six percent were reported to be aged above half a century (Nursing Council of New Zealand). The afore mentioned challenge in New Zealand is attributed to low morale, emotional exhaustion, low job satisfaction, lack of recognition and autonomy and excessive workload. There are…

Three Energy Pathway   Name Institution Course Name Instructor’s Name Date     Three Energy Pathway The human body uses three energy pathways when performing physical activities. The pathways are the phosphagen system, aerobic system, and glycolysis. Lebron James is an NBA athlete who has been using the three energy pathways throughout his career. The combination of these three energy pathways has enabled him to win silverware for different teams. Phosphagen energy The phosphagen energy mostly helps in resynthesizing ATP in the skeletal muscles. The system uses creatine phosphate for the process, although it only lasts for a short duration. The ATP produced by the phosphagen system is small but very powerful energy. There are specific activities that require an athlete to use the phosphagen system. For instance, when playing offensive, they have to use a lot of energy to break through the defense. However, the athlete uses the phosphate system for just 10 seconds, before switching to another energy system. When creatine phosphate, the component that forms ATP gets depleted, the athlete develops fatigue. Since athletes use phosphate energy…

              Thomas Jefferson And Slavery   Name Institution Course Professor Date   Thomas Jefferson And Slavery Thomas Jefferson owned more than 600 African American slaves in his adult life. He was also the third president of the unites states of America. While he was the president, he highly spoke out against the international slave trade, and he even abolished it. Thomson Jefferson how advocated for the gradual colonization of domestic slaves. In 1767, he inherited 5000 acres of land and 52 slaves from his father. He used the resources to build his Monticello plantation. After marrying Martha Wayles in 1772, he inherited two plantations and 135 slaves from his father-in-law John Wayles. In 1776, Thomson had the largest farm in Virginia but that value depreciated due to many debts. He consequently regarded ta slave trade as moral depravity while continuing to hold humans’ beings like his own property. He also appears to be hypocritical. At Monticello, Jefferson made some directives to end the slave trade while he directed benefited from the slave (Thomson, 2017).…

              Issues of OHS&W as they relate to information processing and publishing for business Introduction There are many issues associated with Occupational Health Safety and Welfare related to information processing and publishing for business. These guidelines aim to prevent employees’ illnesses by noting health risks and hazards. This paper seeks to discuss the issues of OHS with the employees’ health in business. Issues like the person’s sitting posture,   the comfortability of the chairs provided, and long working hours can be a possible reason why a person may have suffered several health risks. These problems mostly affect an employee in the workplace. This affects their productivity at work hence lowers the quality of service offered by the employees, indirectly it may also affect the family as they can be breadwinners. Issues of this kind are a significant problem as they have dire consequences to an individual. These issues can be severe, leading to spinal or abdominal pains, blur vision, and even total blindness. A   person may experience pain in their various body parts. Long term effects can be that the…

                Theories of Development Name Date     Since time immemorial, development theorists have tried to understand why people behave the way they do. Some of the most notable psychologists whose works have continued to be used in reference to human development include Jean Piaget, Sigmund Freud, and Erik Erikson. Even though these three individuals developed varying theories, they believed that human development took place in a sequence of distinct stages. In each of the stages, an individual exhibits unique behaviour which mare influenced by cognitive advancements. The identified stages are linked to age, thus enhancing the ideology that development is intermittent. Sigmund Freud described development as a process that entails stages classifying early childhood as the most critical stage in personality development (Morss, 2020). He believed that during the first five years, an individual actively develops their unique personality based on the fact that one learns to understand the world around them from observation and reaction to events. Erik Erikson also contended that human development was heavily dependent on one’s early childhood…

  Nuclear Weapons and North Korea Introduction North Korea is one nation that is known to possess missiles that are able to strike targets despite their distance that comprises of the mainland from the United States. The nation developed a hydrogen bomb that was able to mount it on the weapon.  North Korea also has increased and active sophisticated ballistic missile and nuclear weapons programs due to its ability to have biological and chemical weapons abilities. The paper hence describes the history of nuclear weapons in North Korea and its major developments. History The nuclear ambition of North Korea is dated back to the Korean war that occurred in the 1950s. However, in 1992 it came to the interest of the worldwide community. It was a period when the IAEA had revealed that the nuclear activities of North Korea were more widespread than acknowledged. This disclosure resulted in North Korea to withdraw itself from the agency in the year 1994. North Korea and the United States negotiated with the agreed framework to avoid its removal from the NPT. In 2002,…

New World This discussion is about the new world is a common phrase used to refer to the transition, especially from childhood to adulthood. There is much that children can learn about the new world from books, the internet, elders, and movies. In this discussion, two movies, namely Peter Ban and Up, are used to explain more about the new world. Peter ban is an animation film produced by Disney production back in 1953. The film is based on the play Peter ban produced in 1904. The story is about the three children of the Darling family that are taken to the neverland, where is an ongoing war between Peter ban and the pirate captain ( A whole new world, 1). Up is also an animated American comedy that was produced by Pixar animation studios. The movie is about a widower (Carl) and a boy named Russel. Carl is determined to fulfill his dream of going to South Africa to see the wilds. One thing that is clear from the film is gender roles. Both men and women have different…

The Weight of the Nation In contemporary society, obesity is an epidemic and America’s most significant health problem. It is becoming a matter of national security since its effects can be seen across all age groups, unlike before. The 21st Century children are the most affected, and there are possibilities that it is the group with less healthy individuals than the current adult population. A large number of children and teenagers make up the most significant percentage of overweight and obese individuals in the country. Despite the current issues of climate change and resultant effects, American is focused on eradicating obesity menace in society. This is because it is the leading cause of deaths and other chronic illnesses. Many obese individuals have been diagnosed with type II diabetes or the risk of developing it, which is often fatal and result in further casualties. While the dangers of obesity are profound, there is a solution to prevent from taking its course in the lives of individuals. From the first part of the film, the causes and effects of obesity are exposed.…

Kristen Robinson Professor Foote ENGL 101:25 October 15th, 2020 The theme of love in James Wright’s “A Blessing.” “A Blessing” by James Wright is a poem set in the fields located near the road where a farmer is keeping his horse. While the friends visit the horse I the pasture, they greet the horses warmly, and the horses are very friendly to them. The author describes the connection between them and the horses and describes a moment where the breeze insinuates them to touch the horse. Upon the horses’ touch, the author describes the ears of the horse as soft and tender as the feeling of touching the waist of a woman. The author is overwhelmed by the appearance of the horse and how loving they look. He compares the feeling to a blossom. He says, “That if I stepped out of my body, I would break into a blossom” (Wright, 23-24). The author attempts to explain the connection between the horse and him. The theme of the poem illustrates love and care. In the third and fourth lines of…