How to save money
A very good morning to our honourable principal, Pn Lee, diligent teachers and beloved friends.
On this glorious morning, I, Lai Xin Jing as the chairman of cooperative club would like to give a small talk
about ' How to save money'.
Are you a spendthrift person? There's must have an answer in your heart. Nowadays, people likes
to buy items that they thought are cheap. But they end up with regret as almost all of the items they
bought were unnecessary. Thus, we should create a budget before going to shop or supermarket. By the
way, it helps us to be a more discipline person.
Furthermore, students are encouraged to eat breakfast at home and bring packed meals to
school. It save a lot of money. For example, lunch in school costs RM 4 but if you bring your own packed
meal, you'll be managed to save RM4. As time passes, a considerable amount of money will be saved as
little drops make the mighty ocean. Then, students should choose free activities during their leisure time
and don't be wasteful. It's wasteful if we always wanted to go for an expensive restaurant and enjoy
luxury meals.
Other than that, students are encouraged to join a library. As a result, they do not need to buy
any extra or reference book. This is because, they could get and borrow easily from the library. Library
has plethora of books and are arranged systematically by following fiction and non-fiction, primary
school and secondary school, and novels and comics.
In addition, before buying any stationery we must ensure that it is necessary . For example, pen
are out of ink and the mechanical pencil is either lost or out of service. Thus, it is necessary for us to buy
a new one. Students should always cultivate saving habits in their life.For instance, they could make a
plan like putting RM 0.50 into the piggy bank. Piggy bank is just like a contingent plan for us. As a result,
the money can be used during emergency.
In a nutshell, there's a lot of ways to save money. At the same time , we should cultivate saving
habits. I truly hope you have found my talk helpful. Thank you for leading me yours ear.